What Development Finance Is
A staged funding structure designed around acquisition, build and exit.
Property development finance is typically used to fund land or site acquisition together with construction costs, with further funds released in stages as the project progresses.
A lender will normally want to understand the full scheme from the outset, including site value, total development costs, contingency, programme timing, projected end value and the intended exit on completion.
Typical Structure
Typical Development Scenarios
Different projects require different funding structures.
Project Viability
The question is not simply whether the project can be funded. It is whether the scheme works.
Development finance depends on more than the value of the site. Build costs, professional fees, contingency, programme risk, developer contribution and the projected completed value all need to work together.
A strong funding structure should leave enough resilience for the project to absorb realistic changes without undermining the intended exit.
What Lenders May Assess
Experience matters, but so do viability, control and exit.
Our Role
Structure the scheme before taking it to the market.
The Aftersales Network Limited is a credit broker and not a lender. We assess the scheme, the developer, the cost structure, the contribution, the programme and the intended exit before identifying and positioning an appropriate route where suitable.
That means more than circulating an enquiry. It means helping present the development in a commercially credible form so that lenders can understand both the opportunity and the risks from the outset.
Due Diligence & Property Compliance
The funding structure is only one part of the development assessment.
Planning, valuation, title, construction, environmental considerations, intended use and the compliance position of the completed property can all influence lender appetite, drawdown conditions and the eventual exit. Understanding these issues early can help identify potential obstacles before the funding structure is taken too far.
Understand some of the property and project factors that can influence a lender’s funding decision.
Explore Property Due DiligenceExplore property compliance considerations that may become relevant to the completed asset and its intended use.
Explore Property ComplianceStrategic Funding Assessment
Start with the scheme, not the lender.
Tell us about the site, the project, the costs, the funding requirement and the intended exit. We will consider how the scheme should be structured before identifying an appropriate development finance route.
Related Property Routes
Explore other potentially appropriate property finance routes.
Next Step
Planning a development, conversion or refurbishment project?
Complete our Strategic Funding Assessment and tell us about the scheme, the costs, the programme and the intended exit. We will consider the wider development finance structure before deciding what should happen next.
